Three Ingredient Chili Cheese Dip

Football season calls for dips that are easy, cheesy, and impossible to resist—and this Three Ingredient Chili Cheese Dip is exactly that. With just three simple layers—chive whipped cream cheese, hearty chili with beans, and freshly shredded Colby Jack—you’ll have a hot, bubbly dip ready in under 30 minutes. And let’s be real: this dip might just be good luck, too. Case in point—this past weekend when FSU beat Bama 31-17, I had this dip in the oven. Coincidence? I don’t think so! Here’s a little secret, My Texas Trash Dip is also one of my go to’s for a little good luck in sports. If you love this one, be sure to check out my Three Ingredient Hot Onion Dip, another reader-favorite that’s just as addictive and perfect for game day.

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👝 How to Store Leftovers

Store in an airtight container for 3-5 days.

👣 Tips & Tricks

Double it: For a party-size dip, use 4 tubs cream cheese, 2 cans chili, and 2 blocks Colby Jack. Bake in a 9×13 dish for 25–30 minutes.
Foil hack: Spray your foil with nonstick spray before covering so the cheese won’t stick.
Add a little flair: Garnish with green onions, jalapeños, or hot sauce drizzle.
Freshly shredded cheese is key: Skip the bagged stuff—pre-shredded cheese has a coating that keeps it from melting gooey.

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🤔 Common Questions

Can I use a different type of cheese?

Absolutely. Colby Jack melts beautifully, but cheddar, Monterey Jack, or a Mexican cheese blend all work great.

What are some good dippers besides chips?

This dip pairs well with crackers, pita chips, toasted baguette slices, or even fresh veggie sticks like celery and bell peppers.

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What if I like my dip extra creamy?

Add the second container of cream cheese if you want it to be extra creamy!

Melissa Jo

Three Ingredient Chili Cheese Dip

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Football season calls for dips that are easy, cheesy, and impossible to resist—and this Three Ingredient Chili Cheese Dip is exactly that. With just three simple layers—chive whipped cream cheese, hearty chili with beans, and freshly shredded Colby Jack—you’ll have a hot, bubbly dip ready in under 30 minutes. And let’s be real: this dip might just be good luck, too. Case in point—this past weekend when FSU beat Bama 31-17, I had this dip in the oven. Coincidence? I don’t think so! Here's a little secret, My Texas Trash Dip is also one of my go to's for a little good luck in sports. If you love this one, be sure to check out my Three Ingredient Hot Onion Dip, another reader-favorite that’s just as addictive and perfect for game day.

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Prep Time 10

Cook Time 35

Total Time 45

Servings: 4 people

Course: Appetizer

Cuisine: American

Ingredients

1 7.5 oz tub Philadelphia Chive & Onion Whipped Cream Cheese
1 15 oz can Hormel chili with beans (or your favorite brand)
1 8 oz block Colby Jack cheese, freshly shredded
tortilla chips, Fritos Scoops, or crackers For dipping

To Double Your Recipes

Change Cream Cheese and Beans to Two Each

Method

Preheat oven to 375°F. Lightly grease a 9-inch pie plate.
Layer: Spread whipped cream cheese on the bottom. Spoon chili evenly over the top. Sprinkle shredded Colby Jack over everything.
Cover with foil sprayed with nonstick spray (to prevent sticking) and tent it slightly.
Bake for 25–30 minutes, last five minutes uncover, until hot and bubbly.
Serve warm with chips or Fritos Scoops.